Terms of Use

1. About IGV Housing Limited

IGV Housing Limited is a British Columbia-based housing company working across housing delivery, building systems, ownership pathways, and related housing initiatives.

This website provides general information about IGV Housing Limited, IGV Build Systems, IGVhope, IGV Capital, projects, services, opportunities, news, careers, partnerships, land opportunities, investor interest, and related initiatives.

Information on this website is provided for general informational purposes only. It does not create a legal, financial, construction, development, tenancy, purchase, investment, lending, employment, partnership, or other contractual relationship unless and until a separate written agreement is signed by the applicable parties.

2. Eligibility and Age Requirement

This website is intended for individuals who are at least 19 years old.

By using this website or submitting information through a form, you confirm that you are 19 years of age or older and that the information you provide is accurate to the best of your knowledge.

3. No Guarantee of Eligibility, Availability, or Approval

Submitting a form, registering interest, joining a mailing list, or communicating with IGV Housing

Limited does not guarantee:

• Acceptance into any IGV Housing program
• Eligibility for a home, product, service, project, partnership, investment, employment, or opportunity
• Availability of a specific home, model, project, location, release, price, production slot, financing structure, or timeline
• Approval for tenancy, financing, mortgage readiness, insurance, investment participation, partnership, employment, supplier onboarding, or any other opportunity
• A right to purchase, lease, occupy, invest in, reserve, build, develop, or otherwise secure any property, product, project, or service
• A future ownership, investment, construction, development, employment, or business outcome

All participation in IGV Housing programs, services, projects, products, investment opportunities, employment opportunities, or partnerships is subject to further review, documentation, legal agreements, availability, applicable laws, financing, underwriting, development timelines, production capacity, site requirements, regulatory approvals, and other conditions.

4. No Legal, Financial, Mortgage, Tax, Insurance, Construction, Development, or Investment Advice

The information on this website is not legal, financial, mortgage, tax, investment, real estate, insurance, construction, development, engineering, architectural, or professional advice.

You should obtain independent professional advice before making decisions about housing, tenancy, ownership, financing, investment, development, construction, land, legal rights, tax matters, insurance, employment, or participation in any IGV Housing program, service, project, or opportunity.

Nothing on this website should be interpreted as a recommendation, offer, solicitation, guarantee, or promise of financial return, investment performance, property value growth, mortgage approval, legal outcome, insurance approval, tenancy approval, construction outcome, development approval, employment offer, or future home ownership.

5. IGV Build Systems Information

Information about IGV Build Systems, building models, materials, Smart Core components, timelines, construction methods, manufacturing capacity, delivery processes, costs, specifications, performance, certifications, approvals, or project outcomes is provided for general informational purposes only.

Actual project scope, pricing, timelines, specifications, responsibilities, approvals, delivery requirements, site conditions, and construction outcomes may vary by project and must be confirmed through separate project documentation and written agreements.

Website content should not be relied on as a substitute for project-specific architectural, engineering, construction, code, zoning, permitting, legal, or cost advice.

6. IGVhope Information

Information about IGVhope, housing pathways, future ownership, program models, eligibility, availability, timelines, pricing, tenancy structures, purchase structures, or resident outcomes is provided for general informational purposes only.

Participation in IGVhope, if available, is subject to eligibility review, documentation, legal agreements, property availability, financing, underwriting, insurance, program requirements, and other conditions.

IGV Housing Limited does not guarantee future ownership, mortgage approval, property value growth, investment return, tenancy approval, or any specific housing outcome.

7. IGV Capital and Investment-Related Information

This website may include general information about IGV Capital, funding models, investor interest, capital participation, project financing, or related opportunities.

Any such information is provided for general informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation of any security, investment product, financial arrangement, or investment opportunity.

Any investment-related opportunity, if made available, will be subject to separate legal documents, risk disclosures, eligibility requirements, investor suitability review, and applicable securities laws.

You should seek independent legal, financial, tax, and investment advice before making any investment decision.

8. Careers Information

Submitting a resume, application, or career enquiry does not guarantee an interview, employment offer, contract, or future opportunity with IGV Housing Limited.

Any employment or contractor relationship will be subject to separate review, references, eligibility requirements, documentation, and written agreements.

9. Land Seller, Developer, Contractor, Partner, and Media Enquiries

Submitting a land seller, developer, contractor, partner, supplier, community, investor, or media enquiry does not create a business relationship, partnership, agency relationship, confidentiality obligation, exclusivity arrangement, or right to proceed with any opportunity.

Any opportunity will be subject to review, due diligence, documentation, internal approval, legal agreements, and applicable laws.

Please do not submit confidential, proprietary, or sensitive business information through general website forms unless we have requested it through an appropriate process.

10. Program, Product, and Website Information May Change

IGV Housing Limited is a growing company, and our programs, products, services, projects, timelines, models, costs, specifications, availability, eligibility criteria, legal structures, investment opportunities, employment opportunities, and partnership pathways may change without notice.

We make reasonable efforts to keep website information accurate and current, but we do not guarantee that all information is complete, accurate, current, or error-free at all times.

11. Property Values and Market Conditions

Any references to home values, market growth, affordability, ownership pathways, fixed purchase pricing, future equity, project economics, cost savings, speed, efficiency, investment potential, or financial outcomes are for general explanation only.

Real estate markets, construction markets, labour markets, financing conditions, supply chains, interest rates, and regulatory conditions can change. IGV Housing Limited does not guarantee property values, market performance, mortgage approval, investment return, project approval, construction timeline, cost outcome, ownership completion, or financial outcome.

12. Use of the Website

You agree to use this website only for lawful purposes and in a way that does not harm IGV Housing Limited, our divisions, users, partners, service providers, employees, contractors, or the operation of the website.

You must not:

• Submit false, misleading, or unauthorized information
• Submit information on behalf of another person without permission
• Attempt to access systems, accounts, data, or areas of the website without permission
• Interfere with website security, performance, or availability
• Use the website to distribute spam, malware, harmful code, or unlawful content
• Copy, scrape, reproduce, or misuse website content without permission
• Use the website in a way that violates applicable laws or the rights of others

We may restrict, suspend, or block access to the website if we believe these Terms of Use have been violated.

13. Information You Submit

When you submit information through this website, you confirm that the information is accurate to the best of your knowledge and that you have the right to provide it.

You are responsible for the content of any message, enquiry, application, document, or information you submit.

Please do not submit highly sensitive information through general website forms unless specifically requested through a secure process. This includes detailed financial records, government-issued identification, banking information, medical information, credit reports, proprietary business information, or other sensitive documents.

Information you submit will be handled in accordance with our Privacy Policy.

14. Email Communications

By submitting your contact information, you may receive communications from IGV Housing Limited or its related divisions and programs, including IGV Build Systems, IGVhope, and IGV Capital, related to your enquiry, program updates, upcoming releases, events, resources, opportunities, or related initiatives.

You may unsubscribe from promotional email communications at any time using the unsubscribe link included in our emails. We may still send non-promotional or transactional messages where necessary.

15. Third-Party Tools, Links, and Embedded Content

This website may use or link to third-party tools and services, including Webflow, HubSpot, Google Analytics, Meta Pixel, Vimeo, reCAPTCHA, UserWay, and other website, analytics, advertising, accessibility, security, or media platforms.

This website may also include links to third-party websites, embedded videos, partner pages, tools, platforms, or resources. These are provided for convenience only.

We do not control and are not responsible for third-party websites, services, content, privacy practices, terms, availability, or accuracy. Accessing third-party websites is at your own risk.

16. Intellectual Property

All website content, including text, graphics, logos, images, videos, layouts, icons, brand names, program names, product names, model names, diagrams, designs, and other materials, is owned by or licensed to IGV Housing Limited, unless otherwise stated.

You may view and use the website for personal, informational, or legitimate business enquiry purposes. You may not copy, reproduce, modify, distribute, publish, sell, or exploit website content without our prior written permission.

The IGV Housing name, IGV Build Systems name, IGVhope name, IGV Capital name, related logos, brand assets, product names, model names, diagrams, and proprietary materials may not be used without permission.

17. Website Availability

We aim to keep the website available and functioning, but we do not guarantee uninterrupted, secure, or error-free access.

We may update, suspend, remove, restrict, or discontinue the website or any part of it at any time without notice.

18. Disclaimer

The website and its content are provided "as is" and "as available."

To the fullest extent permitted by law, IGV Housing Limited and its related divisions, programs, directors, officers, employees, contractors, advisors, service providers, and affiliates disclaim all warranties, representations, and conditions, whether express, implied, statutory, or otherwise, including warranties of accuracy, completeness, fitness for a particular purpose, merchantability, availability, and non-infringement.

19. Limitation of Liability

To the fullest extent permitted by law, IGV Housing Limited and its related divisions, programs, directors, officers, employees, contractors, partners, advisors, service providers, and affiliates will not be liable for any loss, damage, claim, cost, or expense arising from or related to:

• Your use of or inability to use the website
• Reliance on website information
• Errors, omissions, or outdated information
• Website interruptions, security issues, or technical problems
• Third-party links, tools, platforms, or services
• Decisions made based on website content
• Submissions, enquiries, documents, or communications sent through the website
• Changes to IGV Housing programs, services, projects, products, timelines, eligibility requirements, availability, or related opportunities

Nothing in these Terms of Use limits liability that cannot be limited under applicable law.

20. Indemnity

You agree to indemnify and hold harmless IGV Housing Limited and its related divisions, programs, directors, officers, employees, contractors, partners, advisors, service providers, and affiliates from any claims, losses, damages, liabilities, costs, or expenses arising from your misuse of the website, your violation of these Terms of Use, or your violation of any law or third-party rights.

21. Governing Law

These Terms of Use are governed by the laws of the Province of British Columbia and the applicable laws of Canada.

Any dispute related to these Terms of Use or your use of the website will be handled by the courts of British Columbia, unless applicable law requires otherwise.

22. Changes to These Terms

We may update these Terms of Use from time to time. The updated version will be posted on this page with a revised "Last updated" date.

Your continued use of the website after changes are posted means you accept the updated Terms of Use.

23. Contact Us

If you have questions about these Terms of Use, please contact:

IGV Housing Limited
4000 Stamp Ave.
Port Alberni, BC V9Y 5J7
Canada
Phone: +1 778 348 6780
Email: info@igvhousing.com